Smart Budget Analysis for Growing Businesses

We help Vietnamese businesses understand where their money actually goes. Not through complex software or unrealistic promises—just clear insights that make sense for your spending patterns and business goals.

Explore Our Approach
Financial planning workspace with budget documents and analysis charts
Business team reviewing financial trends and budget forecasts

Budget Patterns Tell Stories

Most businesses in Ho Chi Minh City track expenses month by month. But the real patterns show up when you look at quarters or full years. Seasonal shifts, market changes, supplier price variations—they all create trends.

We've been analyzing these patterns since 2019. Started with small retail operations, then expanded to restaurants and service businesses. The approach stays consistent: find what's normal for your industry, identify what's unusual for your business, explain what it means in practical terms.

  • Monthly budget reviews with trend comparison
  • Seasonal spending pattern identification
  • Cost anomaly detection and explanation
  • Practical adjustment recommendations

How We Analyze Your Budget

Three core areas that reveal where your business stands financially and what adjustments might help optimize spending patterns.

Historical Review

We look at your past six to twelve months. Not just totals, but category-by-category breakdowns. Which expenses stayed consistent? Which jumped around? Where did you spend more than planned—and was there a good reason?

Industry Context

Your spending makes more sense when compared to similar businesses. We maintain anonymized benchmark data from various sectors in Vietnam. This helps separate normal fluctuations from potential concerns specific to your operations.

Forward Planning

Based on historical patterns and upcoming business plans, we help project realistic budgets for the next quarter or year. Not rigid forecasts, but flexible frameworks that account for market realities in Southeast Asian economies.

Professional consultation meeting with financial documents and laptop

Quarterly Analysis Sessions

Every three months, we sit down with your team. Bring your accounting records, bank statements, and any questions about where the money went. We walk through the numbers together, explain what we're seeing, and discuss potential adjustments for the next quarter.

Financial analyst working with budget spreadsheets and trend graphs

Annual Budget Framework

Once a year, we build a comprehensive budget framework for the upcoming twelve months. This includes seasonal adjustments, planned expansions, market trend considerations, and buffer allocations for unexpected expenses. Updated quarterly as circumstances change.

Service Options

Transparent pricing for budget analysis services. All amounts in Vietnamese Dong. Sessions can be conducted in English or Vietnamese at our District 1 office or your location.

Single Review

8,500,000₫
One-time session
  • 3-hour consultation meeting
  • 6-month historical analysis
  • Written summary report
  • Spending pattern breakdown
  • Basic recommendations
Schedule Review

Annual Framework

95,000,000₫
Full year service
  • Comprehensive annual planning
  • Monthly analysis sessions
  • Priority email support
  • Quarterly strategy reviews
  • Custom reporting formats
  • Direct analyst contact
Request Proposal

"We knew we were spending money, but couldn't figure out why some months felt tighter than others. The quarterly analysis helped us see patterns we'd been missing—turns out our supplier costs jumped every April and October. Now we budget for it."

Portrait of Thanh Nguyen

Phong Vu

Operations Manager, Retail Business

Business professional reviewing financial reports with confidence